Chartered Accountant of God !!!!

This one is not Kolaveri di but a nice one:::))

Chartered Accountant of God !!! 
-----------------------------------------
When you were born.....It’s the opening of the financial year.....

Your everyday routine......Is like Journal Entry....

When you meet someone........It’s a transaction.....

When you make someone smile....Or someone makes you smile....It’s a contra entry....

When you help someone and.....Your help is acknowledged.....It’s like cash sales....

When you help someone.....Without any acknowledgement.....It’s a credit sale.....

When someone helped you and....You are thankful to them......It’s like cash purchase...
 
When someone helped you and..... You are not thankful for it.... It’s credit purchase....
 
When you hurt someone....It’s like abnormal loss... 

Making apologies for the same....It’s like Insurance claim recovered....
 
When someone hurts you....It’s like bad debts....

Forgiving their mistakes....It’s like bad debts recovery....
 
When you got married.....It’s like amalgamation....
 
Becoming Parents....Is like conversion of Firm into a Company !!!

When your children start to take their own decisions.....You are subsidiary and they
are your holding company.....

When your children leave you....It’s like Demerger.....
 
When you will die..... It’s the end of Financial Year.....
 
What after your death ???.... The Assessment year starts.....
 
All your files are posted to....God’s Chartered Accountant.... Chitragupt Maharaj....
 
He will vouch and prepare....Your Balance Sheet !!!

Hum log KHAATE-PEETE ghar ke log hai - Barista Lavazza now offers FREE INTERNET at its outlets !!!!

The post first appeared in FIRSTBIGLEAP on December 06, 2011.

Food & Beverages is the next BIG thing after Movies and Social Networking among the Gen-next ( After all Hum log KHAATE-PEETE ghar ke log hai ).  

Coffee ( Pronounced Caafee – south Indian Accent), obviously  takes the top-spot, especially with a number of Coffee outlets like Cafe Coffee Day, Barista etc. offering great ambience wherein you can  meet clients or just sit and work on your laptop without much worry over Just a Cup of Coffee. Their staff never bothers you !!!

So why should the Companies operating in this sector not Cash-in the spending Power of the so-called Gen-next…..!!!!

Even brands like Nescafe who already have a established market had to rope in actors like Deepika Padukone and Purab Kohli….the obvious thing only Karan Johar could play “UNCLE” to Deepika…

The most recent marketing strategy, probably to attract the growing number of Internet users in India (the last time I checked it was 100 million) is by Barista Lavazza….Barista Lavazza in association with Spectranet is all set to enable Wi-Fi connectivity across all its cafe’s and connect the fast moving consumer to the virtual world for free.

This is indeed a GREAT move and a perfect way to engage and attract more customers.

Mr. R. Shivshankar- Director, South Asia, Barista Lavazza said "The idea behind introducing Wi-Fi is to provide a value-added service to our customers by enabling them to relax and surf the net while they enjoy their coffee. The intent is to provide a truly enriching experience. Barista Lavazza is aggressively tapping into the social media space. Provision of Wi-Fi services at our cafés is part of the larger strategy that Barista Lavazza wishes to follow with an aim to achieve greater customer delight. We intend to bring synergy in the manner we operate not just in the traditional space but the digital medium as well"

Mr. Udit Mehrotra, Managing Director, Spectranet said "The web is now a routine part of everyday life. New Wi-Fi enabled portable devices are hitting the shops every day. Spectranet is taking the lead in enabling Wi-Fi hotspots across public places like Cafes, Malls, Airports etc. We are extremely pleased to partner with the leading global café chain in India, Barista Lavazza, enabling them to deliver hi-speed Wi-Fi to their customers. The service provides a simple and secure user experience, and of course comes FREE to the customer”

In 2008, CCD’s in some of their Cafe’s were offering Internet Access but it was chargeable. At that time it looked out of the world but later when I thought I realized that it was a nice idea, though CCD had discarded this initiative after some time

This new initiative by Barista Lavazza offering free internet would surely attract the younger crowd, especially because most of them now-a-days carry Smartphones which can carry out multitude of tasks on Internet. This will also be a boon to professionals who need to work from outside office. Working professionals and businessmen alike are increasingly using Wi-Fi connectivity at commercial places making it the latest buzz among food chains while gaining popularity among students.

It is going to be interesting to see how other Cafe Chains like CCD’s react to this.  
But before that, the next time you happen to stop by for a cup of coffee at Barista Lavazza, switch on your Wi-Fi and experience high speed internet connection to get on with your work for FREE.

Finally, the growing Internet Population has made Companies offer “Internet in a MUG” courtesy Barista Lavazza….

Have fun guys……Do share your opinions ….

Why go to the Temple ???

 If you're spiritually alive, you're going to love this !!!

If you're spiritually dead, you won't want to read it !!!

If  you're spiritually curious, there is still hope !!!
             

 

Why Go To The Temple ???

A 'devotee' wrote a letter to the editor of an Indian newspaper and complained that it made no sense to go to the Temple . 'I've gone for 30 years now, he wrote, and in that time I have heard something like 3,000 mantras.

But for the life of me, I can't remember a single one of them.So, I think I'm wasting my time and the Gurus are wasting theirs by giving services at all.

This started a real controversy in the 'Letters to the Editor' column, much to the delight of the editor. It went on for weeks until someone wrote this clincher: I've been married for 30 years now. In that time my wife has cooked some 32,000 meals.
 
But, for the life of me, I cannot recall the entire menu for a single one of those meals. But I do know this... They all nourished me and gave me the strength I needed to do my work.
 
If my wife had not given me these meals, I would be physically dead today. Likewise, if I had not gone to the Temple for nourishment, I would be spiritually dead today!

When you are DOWN to nothing.... God is UP to something! 

Faith sees the invisible, believes the incredible and receives the impossible!

Thank God for our physical AND our spiritual nourishment !!! 

Om Vighneswaraya Namah !
You gave me strength to carry on,
When my body was so torn.
And lifted me on wings of love,
When my spirit was so worn.

Through all the times when in despair,
When I hung my head in shame.
You came to me when I knelt down,
As I called upon your name.

And when my heart was troubled,
With more heartache than I could bear.
You caught each and every tear I shed,
In a bottle you have up there.

And when I get to heaven,
I'll kneel before your feet.
You'll wipe away all my tears,
For my soul is yours to keep.

May YOU & your family be blessed. 

 

21 Amazing Interesting Facts !!!!!!

1) Chewing on gum while cutting onions can help a person from stop producing tears. Try it next time you chop these bulbs.

2) Until babies are six months old, they can breathe and swallow at the same time. Indeed convenient!

3) Offered a new pen to write with, 97% of all people will write their own name!

4) Male mosquitoes are vegetarians. Only females bite and savour blood.

5) The average person’s field of vision encompasses a 200-degree wide angle.

6) To find out if a watermelon is ripe, knock it, and if it sounds hollow then it is ripe.

7) Canadians can send letters with personalized postage stamps showing their own photos on each stamp.

8) Babies’ eyes do not produce tears until the baby is approximately six to eight weeks old.

9) It actually snowed in the Sahara Desert in February of 1979. Can you beat that!!

10) Plants watered with warm water grow larger and more quickly than plants watered with cold water.

11) Wearing headphones for just an hour will increase the bacteria in your ear by 700 times.

12) Grapes explode when you put them in the microwave.

13) Those stars and colours you see when you rub your eyes are called phosphenes.

14) Our eyes are always the same size from birth, but our nose and ears never stop growing.

15) Everyone’s tongue print is different, like fingerprints.

16) Contrary to popular belief, a swallowed chewing gum doesn’t stay in the gut. It will pass through the   system  and be excreted.

17) At 40 degrees centigrade a person loses about 14.4 calories per hour by breathing.

18) There is a hotel in Sweden built entirely out of ice; it is rebuilt every year.

19) Cats, camels and giraffes are the only animals in the world that walk right foot, right foot, left foot, left foot, rather than right foot, left foot .

20) Onions help reduce cholesterol if eaten after fatty meals.

21) The sound you hear when you crack your knuckles is actually the sound of nitrogen gas bubbles bursting.

“Yeh mera India…..watan mera India…..FDI ho ya SONIA”

The post first appeared in FIRSTBIGLEAP on November 28, 2011.

"Yeh  mera  India…..watan mera India…." 

Could not think of a better line to start writing about FDI and the recent developments that the UPA Government is trying to bring about which looks more like a image makeover attempt.

Shah Rukh Khan first did Pardes and then followed it up with Swades. Probably even he was sure that Politics and Corruption will will take the Country places and BLACK MONEY that exists will make money for him.

In short anyone can make money here in India.

The once dreaded thing of being the most POPULOUS Country in the World has paved the way for “The Youngest Working Population class” in the world breeding with Entrepreneurs and innovative ideas yet stuck due to lack of Government reforms and long-drawn process of “Putting Ideas into Practice” 

By now, many of you might be thinking where is the blog on FDI, well the Investments have not yet started, so the details on the policy and its impact would also take some more time to come. 

Please co-operate ( Pun intended - UPA Govt to Indian Consumer and Industry Observers)

Just months ago, both Tamil Nadu and the epic long West Bengal ruling Governments experienced changes in power. Yes, they had promised the DEVELOPMENTS and CREATION of JOBS that would change the Lifestyle of people. Well that only changed the “VOTEBANK” of these parties, the rest is yet to come.

What has changed and increased is Inflation, Petrol Prices, and the Money in the Swizz Bank A/cs (could have also decreased after the Swizz Government agreed on the information sharing)

My friends, the above was just a short recall of the Governments doing in the past couple of years. Now after two whole decades since India began its economic liberalization initiative in 1991, the policy on FDI in retail has finally reached its current status. While some regard this as Image Makeover attempt for the UPA Government, (after all the Corruption scandals and scams), yet it will definitely pave the way for several global retail chains to make their foray into India and enter the $500 bn Indian Retail Market. 

Earlier

• 100% FDI is allowed only in the wholesale (cash & carry) market
• 51% FDI is allowed in Single brand retailing like Adidas, Tommy Hilfiger, etc.
• FDI is not allowed in the Multi-brand retailing like TESCO, Carrefour, and WalMart

Highlights of FDI in Multi-brand Retail

• Union cabinet clears 51% for multi-brand supermarkets.
• Minimum investment from foreign retailer is $100 mn.
• At least 50% of the total FDI must be invested in ‘back-end’ infrastructure.
• Minimum 30% of the local sourcing requirements from small industries.
• Retail outlets to come up in cities with more than 1 million population
• The govt will have the first right to procure agricultural produce.

Chain stores account for just around 6 percent of a $500 billion retail market dominated by street stalls and corner shops. Today, the organized retail market in India is estimated to be worth around $28 billion; and is projected to grow by 10 times by 2020.

The FDI floodgates have opened mega opportunities for not only brick-and-mortar retailers, but for their virtual peers as well. With the policy leg up, global players like Amazon, eBay and Alibaba are also expected to start shopping for Indian companies to step up operations. 

The morning after the Cabinet approval, I received a mailer “BE INDIAN, BUY INDIAN”……So are we following the USA in this too. (Refer – Rage in USA to buy only American made products, boycotting the Chinese and products from any other Country)

To appease opponents, the government said foreign stores will only be permitted in cities of more than 1 million -- of which India has more than 50 -- and individual states can decide whether to allow global players on to their patch.

About 5-6 million of the 8 million FMCG-stocking kiranas are in rural India, and are totally safe, as the new ones can only come into the top 53 cities. The Global giants cannot provide facilities like free, prompt and no-conditions home delivery, superior and customised customer relationship management, khaata credit and willingness to stock small quantities of something used by only a few people in their catchment - a classic 'long-tail' strategy.

Inspite of all this there is also a proposal for letting state governments have a say on whether foreign-owned retail businesses should be allowed to set up operations in their states or not, on the ground that “trade and commerce within the state” is a matter reserved for the state to legislate on. This could be a bit of a worrying proposition for foreign retailers.

India’s largest private firm Reliance Industries (who faced opposition with its Reliance Fresh stores in Uttar Pradesh) have had a taste of how state governments and local issues can be a big dampener for physical stores.

The Parliament has already been stalled because of this proposition by the Government of FDI in Retail, not realizing the fact that many other Bills are also pending including the Lokpal Bill.

Warren Buffet in one of his quotes had said, “Make the Parliamentarians responsible for what they do and they should be forced to step down for any increase in Fiscal Deficit”

Lekin Bandhu re, “Yeh  mera  India…..watan mera India…..FDI ho ya SONIA”

Significant changes in Algorithm by Google- Why is this happening now ????

The post first appeared in  FIRSTBIGLEAP in November 2011.

Google changes its search Algorithm upto 500-600 times a year. Then what’s the Big Deal this time !!!

Is it a response to the likes of challenges faced from sites like Twitter and Facebook, to enable real-time news feed ?  Or is it that the news of Terrorist Attacks, Earthquakes and Floods are being first updated on Twitter and Facebook ?
(Remember the Mumbai Terror Attack, the Sikkim Earthquake, the sad demise of Jagjit Singh are some of the memories I can recollect while writing this article)

Google tried once before to create real-time search, in 2009, when it introduced google.com/realtime, a service that incorporated Twitter posts that Google paid Twitter to use. But that contract expired in July and the two companies could not agree on terms to renew it.

Times have changed now. For people who want the latest chatter about events happening now, Google directly competes with Facebook, Twitter and Bing, Microsoft's search engine, which, unlike Google, includes Twitter and Facebook posts in search results.

The new formula will affects search results globally but will not change ads that appear on Google, will bring up minutes-old results for recent events, like an unfolding news story. It will also understand that reviews from a few weeks ago are also useful, the company said.

The reason this is happening as Claimed by Company is “Some searches were yielding stale results. It is one of the biggest tweaks ever to Google's search algorithm, affecting about 35 percent of all searches” Google said last week that it aims to be more transparent about algorithm changes going forward

For search marketers, knowing the dates of these Google updates can help explain changes in rankings and organic website traffic. Google also says it is testing algorithm changes that will look more closely at ad-to-content ratio for the portion of a page that resides “above the fold.” Expect this to be a more critical signal in 2012.

But don’t you think that Google is being run by Indians, managerially and technically.

Even though Page and Schmidt are CEO and Executive Chairman of Big G, but still we can’t forget that it was Amit Singhal, an IIT Roorkey Graduate, who re-wrote the whole algorithm of Google Search Engine in 2000 which made Google the best in the industry.

Then, Nikesh Arora of BHU-IT is the Chief Business Manager; Vic Goundotra is the man behind the whole Google Plus… and, many many more. Search FAMOUS INDIANS WORKING IN GOOGLE for more details.

It is this very Amit Singhal a Google fellow who works on search, wrote in a blog post announcing the changes.

For a complete list of ten improvements from the past couple of weeks follow this link :

http://insidesearch.blogspot.com/2011/11/ten-recent-algorithm-changes.html

Are you ready to DIE tomorrow !!!!!!!

No one wants to die but are we not leaving our Dreams to Fate....

Birla Sun Life launched the One-Two One-Two Advertisement...Once again another Insurance Company showing just how in a matter of seconds the inevitable might happen...

The ET Wealth of 07th November, 2011 also had a Detailed Analysis of how Indians are Under-Insured. The Economic times also recently published a report about how Net-savvy Indians are lapping up Online Term insurance Plans.

Are you adequately Insured ?????

The Welfare of your family and dependents is undoubtedly your responsibility and you have been earning to ensure that your absence from the scene does not adversely affect their future. So, sooner than later, you will need to insure not only yourself, but also you need to keep them in the loop.

Once you decide to buy life insurance to protect your family and dependents, you’ll need to figure out how much to insure and how much you can afford to. The idea is for your beneficiaries to be able to maintain their standard of living, without having to dip into the principal.

Some say it is best to buy about 8 - 10 times your current annual salary, but the best way to determine how much, what you will really need to do is some calculation. Basically determine your yearly household expenses, assets, income from all sources and debts if any. Most of the time people take assistance from the professionals in decision making. So figuring out how much insurance you require is more important than the type of policy you purchase. It means you have to make more efforts to gather the information you need and calculate the following:


Annual income 
It is the amount your dependent will need to maintain their standard of living as of today. This should be enough to cover your rent or mortgage, home maintenance and repairs, home improvements, household items, and real estate taxes and insurance. It should also include health and auto insurance, utilities, clothing, food, transportation and auto maintenance costs, plus child and dependent care, recreation and entertainment, and any other expenses they might have.


Income your dependents will have when you are gone 
This will include your spouse’s salary if working outside the home and investment income from all of the accounts you currently have. Do not include the insurance proceeds as income here.

Deduct annual income from dependents income and you will have determined how much more they will need to live comfortably. That gives you the amount of insurance you need for them to live when you are gone, without compromising on the quality of their lives.

More importantly dont treat Insurance as a tax-Saving instrument or an Investment tool......the kind of Inflation which we are experiencing ....We have Mutual Funds for it.....Insurance is not for you, it is for your family in case INEVITABLE happens.....

So are YOU ADEQUATELY INSURED such that your family is financially safe even when you are not there......

THINK AGAIN .......

Now Book Auto Rickshaws ONLINE !!!!!!!

Time is money.

Those who have earned money the hard way have realized the value of time. Everyone has got only 24 hours in a day and they try to make the most of it. In a fast paced city like Mumbai where time is so important that people don’t want to waste time. They have lots of work to do, catch up with friends, family, places to go, people to meet......

But, have you wondered how much time is wasted (read as not utilized productively) 

•  When you are waiting in the long  queue for an auto rickshaw
•  When you are in a hurry and want to reach home on time but the rickshaw doesn’t want to go towards your destination
• Even if you get a rickshaw you have to fight with other people to fit in properly
• You are waiting since one hour but not able to find a vacant auto rickshaw.

These occurrences could play havoc with your duties, schedule, work and could make you frown. 

But now Mumbai has got respite from these situations.

Wondering HOW ??????

Here comes – “RICKSHAWALE” - The first INSTANT AUTO RICKSHAW BOOKING service for Mumbaikars ! It provides the citizens with 24 x 7 doorstep pickup for commuters through a fleet of verified drivers who will take you to any destination you wish to go to.

About Team RICKSHAWALE

The founders of Rickshawale were looking at an option to end the worries of commuters in Mumbai, they identified that auto rickshaws are a cheap mode of transport to quickly zip around. But there needed a mechanism to tap them and use it to the need of the commuters. It was a clear that there was a pressing need to create a smoother commuting experience that is affordable and convenient.

Thus was born Rickshawale in June 2011, Mumbai’s first 24 hour auto rickshaw booking service for Mumbaikars that is a worthy option to the more expensive and often unavailable radio cab services

The founders of Rickshawale consists of a team of professionals from the Transport, Logistics and Digital Technology fields who are ably supported by valuable team of ex-auto rickshaw drivers and owners of auto rickshaws, along with the largest fleet of auto rickshaws in Mumbai. This helps us understand the real needs of passengers and the areas where they can positively affect the lives of auto rickshaw drivers. These people are passionate about using technology to make life simpler and committed to delightful customer service.

So the next time you are in a hurry and you don’t get any rickshaw, just dial 022-25747474 to make a booking or you could visit www.rickshawale.com and fill up an online booking form and a customer service associate will shortly contact you to complete your booking.

Websites made FREE, Fast and Easy for All Indian Businesses - BY GOOGLE INDIA

In a country as vast and diverse as India, it’s challenging to get people to notice your business. That's why, Google has initiated getting small businesses in India online and providing them the necessary tools, tips and resources to succeed online.

Small businesses are vital in their contribution to India’s socio-economic development. The nation’s small businesses account for 95% of the industrial units in the country and are the second largest employers of human resources. Almost 45% of the total exports from India are dependent on small businesses. Although majority of consumers look online for local products and services, small businesses do not have a website or online presence. This makes them invisible to many potential customers. 

Small business owners in India can logon to www.indiagetonline.in and use the tool to get a free, easy-to-build website and web hosting for one year powered by HostGator.

Get Your Business Online provides companies with a free website and online tools so that they can run their businesses efficiently. 

The Webiste Offers :                     

·        A free, easy-to-build, professional website

·        A free .in domain name and hosting for one year

·        Free email addresses

·        Free online tools & resources

·        Free 365 days support

On the other hand, you also see the SOOFI Group Website GIBO (Getting Indian Business Online) http://www.gibo.in/  trying to take advantage of Web-traffic using similar search words. I guess probably they also earned some money from my Click and visit to their website....But beware of these proxy websites...

Across India, more and more people are connecting with local businesses online. Make sure they connect with yours with a free professional website. Help customers find you easily and be where they are. 

It's easy……. Really fast……. And absolutely free…….. So get your business online…..

There's no thinking twice…. Get started today…….  Go Online and Succeed……

Logon to www.indiagetonline.in